The surge in retail trading has transformed how individuals access capital and enter financial markets. Funded trading accounts—where traders operate using a firm’s capital in exchange for a profit share—have become increasingly popular among both beginners and experienced market participants. From forex trading for beginners to more advanced options strategies, these accounts provide access without requiring upfront investments.
With the prop trading industry growing by over 1,200% since 2015, traders are faced with a wide selection of firms. But only a handful offer the right balance of flexibility, transparency, technology, and fair profit-sharing terms. Based on platform features, evaluation difficulty, and payout models, here are the five best funded trading accounts in 2025.
Plutus Trade Base – Best for Easy Challenges, Instant Funding, and No Payout Limits
Plutus Trade Base (PTB) leads this year’s ranking for its unusually flexible funding model. The firm offers both instant funded accounts and a one-phase evaluation model, removing many of the roadblocks traders face in traditional prop firm setups. While many companies require multiple steps, trading day minimums, or capped payout periods, PTB focuses on speed, simplicity, and transparency.
Traders at PTB benefit from a key feature almost no other firm offers: payouts with no minimum thresholds. Clients can request a payout starting from just $50, and there are no limitations on withdrawal frequency or amount. This feature is particularly appealing for those new to trading or operating with smaller profits—an option not available with most competitors.
“We’re giving something no other company does,” says the CEO. “If a trader makes $57 in profit, they don’t have to wait. They can withdraw it without restrictions. That kind of flexibility can change how people approach trading.”
The firm supports withdrawals in both fiat and cryptocurrency, broadening global accessibility. PTB also integrates with TradingView and TradeLocker, providing robust technical analysis and fast execution for traders of all levels. The Discord-based community offers live discussions and strategy sessions, supporting both novice and intermediate users looking to learn about stocks, forex, and crypto markets.
FTMO – Best for Proven Track Record and Support
FTMO has become a benchmark in the industry thanks to its credibility and consistent trader experience. Its structured two-step evaluation process may not be the easiest, but it is trusted. Traders who pass the challenge can access capital and earn up to a 90% profit split. The firm supports multiple instruments, including forex, stocks, indices, and cryptocurrencies.
That said, FTMO operates on a bi-monthly payout schedule, and traders must adhere to strict risk parameters throughout the evaluation and funding stages. While this makes the firm attractive to those seeking discipline and structure, it may be less appealing to those who value flexibility or faster withdrawals.
FundedNext – Best for Weekly Withdrawals
FundedNext has carved out its market by offering weekly payouts, giving traders quicker access to profits. Its evaluation model includes different tracks that cater to varied risk tolerances, and it provides profit splits of up to 90%. It’s a favorable choice for traders looking for stock trading for beginners or forex for beginners, thanks to its educational approach and low entry barriers.
However, the rules can still be rigid, and passing the evaluation requires discipline in managing both daily and overall drawdowns. While not as open as PTB in terms of withdrawal limits, FundedNext remains a strong contender due to its payment frequency and transparency.
E8 Funding – Best for Fast Account Scaling
E8 Funding offers rapid scalability for high-performing traders. The absence of required minimum trading days allows qualified users to pass the evaluation and grow their accounts quickly. This is ideal for traders with consistent strategies who want to increase their capital allocation without delay.
Additionally, E8 permits weekend trading—beneficial for crypto traders who need 24/7 market access. The firm starts with an 80% profit split, which can increase over time. However, its educational resources are more limited compared to other firms, which may be a challenge for those still learning stock market trading or currency markets.
The5ers – Best for Risk-Aware, Long-Term Traders
The5ers is unique in its no-time-limit evaluation model. It appeals to traders who prefer lower-risk environments and steady performance over aggressive strategies. The firm offers up to a 95% profit split and places a strong emphasis on risk management training and growth over time.
While initial account sizes are smaller than some competitors, The5ers gives traders room to scale up slowly and sustainably. For those learning how to invest or interested in investing for beginners with little money, this slow-and-steady method may be an ideal entry point into trading.
Final Thoughts
Choosing the right funded account depends on a trader’s preferences and needs. For those seeking simplicity, quick access to capital, and unmatched payout flexibility, Plutus Trade Base offers features that few—if any—other firms match. FTMO remains a solid choice for those seeking structure and proven reliability, while FundedNext and E8 Funding provide faster scaling and payment options. The5ers rounds out the list as a strong pick for those interested in longevity and disciplined growth.
“We wanted to create something that reflects the way people actually trade—not just what looks good in a backtest,” says the CEO of PTB. “That meant removing barriers, simplifying rules, and paying people what they’ve earned—when they’ve earned it.”
For anyone looking to learn stock market trading, invest with minimal upfront capital, or explore the best online trading platforms for beginners, the funded trading space in 2025 is more accessible and trader-friendly than ever before.
